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Mulher trabalha 5,4 anos a mais do que o homem

Segundo simulação do Instituto de Pesquisa Econômica Aplicada (Ipea), o trabalho extra é resultado dos afazeres domésticos. O cálculo foi feito a partir de dados da Pesquisa Nacional por Amostra de Domicílios (Pnad) 2014, do Instituto Brasileiro de Geografia e Estatística (IBGE).

De acordo com o Ipea, nesse período de aproximadamente 30 anos, as mulheres somam, em média, 22,4 anos de contribuição para a Previdência Social. Um total de 44,4% das mulheres às quais foram concedidas aposentadorias em 2014 atingiram até 20 anos de contribuição.

A pesquisadora do Ipea Joana Mostafá explica que essas informações foram obtidas por meio de uma parceria que possibilitou o acesso a microdados do extinto Ministério da Previdência Social – atualmente Secretaria da Previdência Social, vinculada ao Ministério da Fazenda.

Segundo Joana, as interrupções na contribuição previdenciária feminina são causados por situações como desemprego, trabalho informal, afastamento do mercado de trabalho para cuidar dos filhos, entre outras. Com base nesse cenário, o Ipea lançou uma nota técnica na última semana na qual defende que as idades de aposentadoria de homens e mulheres devem ser diferentes.

“A princípio, a diferença [no sistema em vigor hoje, em que a mulher se aposenta cinco anos mais cedo que o homem] é justificada”, disse a pesquisadora. Atualmente, para se aposentar, o homem deve acumular 35 anos de contribuição e a mulher, 30. Há ainda a opção da aposentadoria por idade, que exige 15 anos de contribuição e idade de 65 anos para o homem e 60 anos para a mulher.

A Proposta de Emenda à Constituição (PEC) 287/2016, de reforma da Previdência, atualmente em discussão na Câmara dos Deputados, altera esse modelo e estabelece como condição para a aposentadoria no mínimo 65 anos de idade e 25 anos de contribuição para homens e mulheres. Um dos argumentos do governo para a mudança é que as mulheres vivem mais que os homens.

Acordo social

Segundo dados do IBGE, ao atingir os 65 anos, a mulher tem uma sobrevida 3,1 anos superior à do homem. Mas, para Joana Mostafá, usar a sobrevida como base para equiparação das aposentadorias está em desacordo com a função da Previdência. “O acordo da Previdência é um acordo social. Ele visa, entre outras coisas, compensar algumas desigualdades do mercado de trabalho”, afirma.

A pesquisadora destaca que outros fatos, além da jornada dupla de trabalho, distanciam a realidade feminina da masculina. “Estamos falando da desigualdade ocupacional, da diferença de salários e da taxa de desemprego, que é maior entre as mulheres do que entre os homens. A mulher poderia contribuir mais [para a Previdência] se não fossem essas dificuldades”, afirma.

A pesquisadora Luana Mhyrra, professora do Departamento de Demografia e Ciências Atuariais da Universidade Federal do Rio Grande do Norte (UFRN), corrobora dizendo que os sistemas nos quais os participantes ganham de acordo com o que poupam e com o tempo que contribuem são modelos de capitalização, diferentes da proposta previdenciária brasileira.

“Os fundos de Previdência complementar [privados] são exemplos de fundos capitalizados, que atualizam e capitalizam o dinheiro aplicado pelo contribuinte. Isso não se aplica ao RGPS [Regime Geral da Previdência Social] do Brasil, uma vez que quem contribui hoje não o faz para sua própria aposentadoria e sim para aqueles que já estão aposentados. Pensar que a mulher precisa contribuir mais porque vive mais é coerente quando se pensa em um fundo capitalizado”, ressalta.

Fonte: Agência Brasil

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